Simple. Transparent. Secure

Mortgage Funding

Unlock your dream home with our flexible mortgage solutions, tailored
to fit your financial needs and help you achieve homeownership with ease.

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Online Mortgage Approval

Instant Pre Approval

Get an instant mortgage pre-approval without any impact to your credit score, thanks to our soft inquiry process that keeps your financial health intact.

  • No Social Security Number Needed.
  • No Hard Inquiry To Your Credit Report.

Speedy Closing

Less time talking. More time living.

Experience fast and efficient loan processing with Pii Mortgage, ensuring a speedy closing to get you settled into your new home.

  • Close in 4 weeks
  • Remote Closing
All loans are not one size fits all

Mortgage Solutions to Fit Your Needs.

Whether a first time home buyer or a seasoned investor, we have funding options for residential and commercial properties.

FHA Mortgage

Secure your new home with our FHA mortgages, designed to provide you with low down payments and flexible credit requirements for a stress-free buying experience.

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Conventional Mortgage

Our conventional loans offer competitive interest rates and flexible terms, tailored to meet the diverse needs of homebuyers and homeowners alike.

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FHA Refinance

Take advantage of our FHA refinance mortgages to lower your interest rate, reduce monthly payments, or access your home’s equity with flexible and affordable options.

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Mortgages at Your Fingertips

Complete your loan on the go!

Streamline your home loan journey with our user-friendly mobile app, allowing you to complete the entire mortgage process anytime, anywhere.

  • Upload docs and esign contracts
  • Track closing progress
  • Chat with your loan agent
A Better Way to Fund

How it works

It's easier than you think. Follow the following simple easy steps

Non QM Loans

Let's Your Assets Be Your Credit

Unlock flexible financing with our Non-QM loans, designed to meet the needs of borrowers with non-traditional income or credit profiles.

Apply for a loan

DSCR Loan

  • Min FICO 620
  • Up to 80% LTV
  • No Income / employment
  • Single Family, Condo, Townhome, 2-4 units

Bank Statement Loan

  • Min FICO 620
  • Up to 90% CLTV
  • Personal & Business bank statement
  • 3 months of reserves

ITIN Mortgage

  • Min FICO 660
  • Up to 80% CLTV
  • Loan amounts up to $1.5 million

1099 Mortgage

  • Min FICO 620
  • Up to 85% CLTV
  • Loan amount up to $4 million
  • 1 year tax return
If you have question,we have answer

Frequently asked questions

Get answers to all questions you have and boost your knowledge so you can save, invest and spend smarter. See all questions here!

Typically, a minimum credit score of 620 is required, but some loan programs may have different requirements.

Most mortgages require a down payment of at least 3-5%, though this can vary based on the loan type and your financial situation.

The closing process generally takes between 30 to 45 days, depending on the complexity of the loan and the efficiency of the documentation process.

Commonly required documents include proof of income, tax returns, credit reports, bank statements, and identification.

Yes, you can get pre-approved with a soft credit pull, which does not impact your credit score.

Clear to close means all loan conditions have been met, and the final approval is given, allowing you to proceed to the closing stage.

Ready to get started?

It only takes a few minutes to get pre qualified.
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