Faqs

Typically, a minimum credit score of 620 is required, but some loan programs may have different requirements.

Most mortgages require a down payment of at least 3-5%, though this can vary based on the loan type and your financial situation.

The closing process generally takes between 30 to 45 days, depending on the complexity of the loan and the efficiency of the documentation process.

Commonly required documents include proof of income, tax returns, credit reports, bank statements, and identification.

Yes, you can get pre-approved with a soft credit pull, which does not impact your credit score.

Clear to close means all loan conditions have been met, and the final approval is given, allowing you to proceed to the closing stage.